Workers’ Compensation Benefits
Our Louisville Workers’ Compensation Lawyer Can Fight on Your Behalf
If you have been injured on the job, Justice Law Office can help. Our Louisville workers’ compensation attorney has years of experience and can uphold your right to a settlement. Whether you suffered an injury from a sudden accident or from gradual overuse, we can help determine an effective legal strategy for pursuing compensation. Our lawyer can work hard to maximize the amount of settlement you are entitled to for your injuries. You may be able to receive various benefits under your employer’s workers’ compensation insurance. For passionate representation and informative legal assistance, call us today at (502) 822-2230.
Depending on the situation, you may be able to receive payment for:
- Medical bills
- Lost wages
- Permanent partial disability
- Permanent total disability
- Temporary total disability
In addition, workers’ compensation insurance offers death and burial benefits to the estate of a worker who died because of an on-the-job injury. Typically, a lump sum payment will be given to the decedent’s estate to cover the cost of the funeral and burial expenses. Family members, including the surviving spouse and children, are also able to receive payments for loss of income.
Types of Workers’ Comp Benefits in Kentucky
Workers who are injured on the job are entitled to compensation. Kentucky requires employers to carry workers’ compensation insurance for this reason. If you have suffered an injury, you must notify your employer immediately and begin the process of pursuing a settlement.
Workers who are injured may need to take time off work. This would cause them to potentially lose a portion of their wages. They have the option of using their accumulated paid time off to cover a few days of missed work. However, they would not be able to use both their accumulated leave and their income benefits from workers’ compensation at the same time. If they don’t have enough accumulated leave, or they choose to use workers’ compensation income benefits instead, they may receive an amount that is 2/3 of their regular rate of pay, up to the state maximum regulated by the Department of Workers’ Claims.
Medical expenses are covered under workers’ compensation insurance, as long as they are necessary and reasonable. By law, employees do not have to pay co-pays for medical treatment of work-related injuries. The employer is required to pay for the treatment, cure, and relief of an occupational disease or injury, as well as any disability required later on. It is important to note that, unlike regular personal injury benefits, workers’ compensation benefits do not cover pain and suffering or other noneconomic damages.
There Are 3 Types of Disability Benefits for Workers’ Compensation
Depending on your situation, you may be able to receive temporary total disability, permanent partial disability, or permanent total disability benefits. Temporary total disability relates to situations where the injured worker cannot return to any type of work for a period of time. However, the period of time must be at least 7 days. If the injured employee misses 8 days or more of work, he or she will be able to get temporary total disability for each day of missed work. However, if the employee misses more than 15 days, the insurance will pay for the original 7 days of missed work as well.
Permanent partial disability is paid to workers who suffer permanent injuries that prevent them from completing certain types of work. However, they may return to their job in a modified position. Thus, they are able to earn some wages, but will be permanently disabled.
Likewise, permanent total disability is paid to employees suffering from permanent physical effects of their injury. However, they will never be able to return to any type of work. The physician must give a permanent disability rating, and the insurance company will provide disability benefits for lost income.
Knowledgeable Representation to Help You Understand Your Benefits
If you are pursuing a settlement for an on-the-job injury or illness, Justice Law Office can help. Our Louisville workers’ compensation attorney can analyze your situation and help determine which benefits you may be entitled to. Insurance companies may try to avoid paying what you deserve. However, we can request medical records and gather evidence to support your claim. Our firm strives to find effective legal solutions to a variety of issue that may arise so you can focus on healing.
Contact us today for a free consultation.